Using Bankruptcy Protection For Relief From Your Debts

Bankruptcy is an important type of legal protection for individuals that have gotten themselves into trouble with excessive debts. Chapter 13 bankruptcy protection is among the most popular types due to debtors being able to avoid liquidation of their assets. Yet, despite the friendlier terms for applicants, it is still necessary to be as prepared as possible for the process of filing for bankruptcy. Determine Whether Chapter 13 Is A Viable Option   Read More...

Discharging Your Debt Through Bankruptcy

If you are feeling the financial burden of your mounting debt, you may be considering bankruptcy as an option to help you get a fresh start. Filing for bankruptcy can be an effective way to help reduce your debt load, but only if you have the right kind of debt. Many consumers mistakenly believe that all of their outstanding debt can be discharged in a bankruptcy, but this simply isn't true.   Read More...

Keep Up In Class: Financial Education Requirements For Bankruptcy

Many people have valid reasons for filing bankruptcy, and they file only after careful thought and after all other avenues have been exhausted. In fairly recent times, however, the large number of people filing for bankruptcy multiple times grew substantially, leading the government to amend federal bankruptcy codes. With the introduction of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, all bankruptcy filers were required to undergo two separate financial education classes.   Read More...

How To Get Your Good Credit Back After Foreclosure

If you have gone through a foreclosure, then you may be worried that you are never going to be able to purchase a home again. However, this is not the case and you may be surprised at just how easy it can be for you to come back from a foreclosure to once again own your own home. This article will give you information on foreclosures and your credit score, as well as offer you tips on raising your score as quickly as possible.   Read More...

Has Your Bank Made A Mistake? You Can Stop Your Foreclosure

Foreclosing on a home requires several steps that must be followed by the lender. Sometimes, the lender will make mistakes or will deliberately try to skip over some of these steps. A foreclosure that follows improper procedures is referred to as foreclosure fraud. But fortunately, there are ways to fight your wrongful foreclosure and either stop a foreclosure or receive compensation. You May Not Be in Default Some homeowners have been foreclosed on without actually being in default.   Read More...