Discharging Your Debt Through Bankruptcy

If you are feeling the financial burden of your mounting debt, you may be considering bankruptcy as an option to help you get a fresh start. Filing for bankruptcy can be an effective way to help reduce your debt load, but only if you have the right kind of debt. Many consumers mistakenly believe that all of their outstanding debt can be discharged in a bankruptcy, but this simply isn't true.   Read More...

Keep Up In Class: Financial Education Requirements For Bankruptcy

Many people have valid reasons for filing bankruptcy, and they file only after careful thought and after all other avenues have been exhausted. In fairly recent times, however, the large number of people filing for bankruptcy multiple times grew substantially, leading the government to amend federal bankruptcy codes. With the introduction of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, all bankruptcy filers were required to undergo two separate financial education classes.   Read More...

How To Get Your Good Credit Back After Foreclosure

If you have gone through a foreclosure, then you may be worried that you are never going to be able to purchase a home again. However, this is not the case and you may be surprised at just how easy it can be for you to come back from a foreclosure to once again own your own home. This article will give you information on foreclosures and your credit score, as well as offer you tips on raising your score as quickly as possible.   Read More...

Has Your Bank Made A Mistake? You Can Stop Your Foreclosure

Foreclosing on a home requires several steps that must be followed by the lender. Sometimes, the lender will make mistakes or will deliberately try to skip over some of these steps. A foreclosure that follows improper procedures is referred to as foreclosure fraud. But fortunately, there are ways to fight your wrongful foreclosure and either stop a foreclosure or receive compensation. You May Not Be in Default Some homeowners have been foreclosed on without actually being in default.   Read More...

The Means Test And Bankruptcy

Whether you need relief from crippling debt, you have had unexpected medical expenses or you just made poor financial decisions, you may be able to make a fresh financial start with bankruptcy. If you are considering filing for bankruptcy, you should know that there are certain rules that regulate whether or not you are eligible to file. Bankruptcy courts take a hard look at your income and your ability to repay your debts before they allow you to declare bankruptcy.   Read More...