2023

Filing for bankruptcy protection is a necessary tool at times, but many Americans hesitate to make use of it for a variety of reasons. One of the biggest is the fear of their personal and financial details becoming public knowledge.  If you worry about this, though, know that the bankruptcy process protects your privacy in several important ways. Here's what you need to know about three of them. 1. Redaction of Details

Certain situations in life cannot be predicted, such as falling behind on paying bills due to getting injured, losing a loved one, or a similar situation. Unfortunately, creditors still need their money when someone is experiencing financial difficulties and they will take action to get paid. Phone calls from creditors are frustrating to deal with and can cause more stress in a financial situation that is already difficult. If you are ready to satisfy the creditors so the phone calls will stop but cannot pay the debts upfront, consult with a lawyer about filing bankruptcy.